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HEALTH
INSURANCE
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Temporary
Health Insurance
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Permanent
Health Insurance
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International
Medical Insurance
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Student
Health Insurance
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Dental
Insurance
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COMPANY
INFORMATION
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Contact
Information
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Information
Request
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Privacy
& Legal Policy
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What
is Temporary Health Insurance?
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| Temporary Health insurance provides comprehensive temporary medical
insurance coverage that guards against catastrophic costs of
unexpected medical bills. Temporary
health insurance covers a wide variety of needs, from 30 to
365 days (depending on state of residency), and it allows you to
use your own doctors and hospitals. |
| When
you need affordable health insurance and are between permanent
employer-sponsored plans, temporary health insurance offers gap
coverage that can give you and your family peace of mind. In
general, temporary health insurance policies cover physician
services, prescriptions, X-ray, laboratory services, inpatient
hospital stays, inpatient and outpatient surgeries, skilled
nursing facility care and rehabilitation up to a lifetime
maximum of $2 million. |
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| LTCC
is a trademark of Long Term Consumer Care,
Inc. All other
products mentioned are registered trademarks of their respective
companies. This web site is owned and operated by Long Term
Consumer Care, Inc. |
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® LTCC,
Inc.
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Student Health Insurance
- Assurant Health Student Select
- Renewable individual student health
insurance for college students of all ages.
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| What
is Student Select?
Student Select is permanent, renewable
individual health insurance. It is designed specifically for college
students of all ages (up to age 63). |
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Plan
Highlights
- If you need to transfer schools,
your Student Select coverage moves with you.
Student Select is not tied to any one school. There's no
need to change coverage or re-apply. In fact, you're
covered when traveling anywhere in the United States,
its possessions or Canada.
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- You choose your doctors and
hospitals. You are never restricted to an HMO
or PPO service area.
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- With Student Select you're
covered year-round, not just during the school
term. And, if for some reason, you have to leave school,
Student Select stays with you for the remainder of the
policy year... and then it's guaranteed renewable.
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- Student Select guarantees
renewability. Whereas most student health
insurance plans only cover you until you graduate or
very shortly thereafter, Student Select can be renewed
as long as it's needed . . . and, of course, as long as
the premiums are paid.
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Eligibility
Requirements
Student Select guarantees acceptance
to any eligible student. Any undergraduate (taking nine or more
college credits) or full-time graduate student*, attending a
state-accredited college or university, up to age 63, is eligible
for Student Select.
You must be a full-time student for a minimum
of 31 days following the effective date of your policy.
* Assurant Health will accept
the school's definition of full-time.
How the Plan Works
The Student Select plan is simple, affordable
and easy to obtain. You choose the plan that best meets your needs
and budget.
Deductible Options: $250, $500, $1,000, and $2,500
Coinsurance (also referred to as Rate of Payment):
80/20 to $10,000 |
| Benefits
are paid as follows: |
Preauthorization
If you are insured under a Student Select
policy, you must obtain authorization for all hospital admissions,
outpatient surgeries and certain other services. The number to call
for Student Select preauthorization is 1-800-454-5105. The Student
Select identification card, which is attached to the insurance
contract you will receive, also lists the preauthorization phone
number.
No HMOs or PPOs
Since Student Select is not an HMO or PPO
plan, you can visit the doctor or hospital of your choice. No
referrals are needed, no non-network penalties are incurred ... the
choice is yours!
Payment Options
You can pay for your Student Select plan on an
annual or semi-annual basis.
Assurant Health offers two convenient payment methods of credit
card (Visa/MasterCard) or personal check.
Both the annual and semi-annual payment options are available with
the credit card payment method. |
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> Student
Health Insurance Quotes - Click HERE <
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Long Term Consumer
Care, Inc.
is licensed throughout the United States and has been appointed by
Assurant Health since 1973. We are a national specialist in Temporary Health Insurance.
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